Financial Services Report Essay -- essays research papers

Financial Services Industry Report In order to succeed in the global market, it is imperative to know the various global financial institutions and the sources of funds for international operations. This paper will identify the role of financial institutions in the global economy and explore changes this industry will be experiencing during the next decade. In addition, this paper will demonstrate the impact these changes will have on Campbell Soup Company. Financial institutions have the ability to serve as agents for its clients providing financial services. These services include, but are not limited to the facilitation of money, such as credit; investments-related services; stock exchange; and any other accounting or finance services. The global financial system (GFS) refers to those financial institutions and regulations that act on the international level, as opposed to those that act on a national or regional level (Global financial system, 2005, p1). The International Monetary Fund (IMF), the World Trade Organization (WTO) and the World Bank are considered to be the most important international institutions. The Internal Monetary Fund acts as a lender of last resort to governments in financial distress, e.g. balance of payments crisis, currency crisis and debt default. Decisions are based on quotas, or the amount of money a country provides to the fund (IMF at a glance, 2005, p1). The World Bank aims to provide funding, take up credit risk or offer favorable terms to development projects mostly in developing countries that could not be obtained by the private sector (What is the World Bank, 2005, p1). The only global international organization that deals with the regulations of trade between nations and settles trade disputes and negotiates international trade agreements is the World Trade Organization (What is the WTO, 2005, p1). An important area of international finance is the financing international trade and investments. This area must be understood in order to raise funds at the lowest cost possible. There are some organizations that deal with international trade and have access to both the domestic and foreign capital markets. For example, the Eximbank (Export-Import Bank) finances exports from the United States to foreign countries. It facilitates the financing of U.S. exports through landing money to foreign purchasers of U.S. goods and... ...ed the importance of global financial institutions, and as globalization proceeds, the magnitude of this industry is expected to grow. References Basic facts about IFC. 2005. Retrieved on April 2, 2005 from (http://www.ifc.org). Campbell Soup Company 2004 Annual Report. Eurobond Online. Retrieved April 2, 2005 from www.eurobondonline.com/euro.htm Eximbank Mission. 2005. Retrieved on April 2, 2005 from (www.exim.gov). Financial Services Fact Sheet. (2004). Hoover’s Database. Retrieved April 2, 2005 from University of Phoenix Online Library. Financial Services Trends and Market Analysis (2004). Plunkett Research Online Database. Retrieved April 2, 2005 from University of Phoenix Online Library. Global Financial Systems. 2005. Retrieved on April 2, 2005 from (http://encyclopedia.laborlawtalk.com/Global_financial_system International Finance Corporation Online. Retrieved April 2, 2005 from http://www.ifc.org IMF at a glance. 2005 Retrieved on April 2, 2005 from (http://www.imf.org/external/np/exr/facts/glance.htm). What is the World Bank. 2005. Retrieved on April 2, 2005 from (http://www.worldbank.org). What is the WTO? 2005. Retrieved on April 2, 2005 from (http://www.wto.org).

Literacy Narrative Essay

Over the years, my interest and awareness regarding reading and writing have varied from time to time. I remember my mother reading bedtime stories to me as a child and actually painting my personal pictures to what she was saying. Once I was old enough to read the stories myself, I would go back and compare my mental pictures with those that were in the book. During my elementary days, I found the novice level of reading and writing to still be interesting. Everything from transferring imaginary stories I had thought of onto a sheet of paper to tell the entire class about my church league team winning the basketball championship the previous Saturday, I thoroughly enjoyed writing and felt I had a personal connection to it. There were a stack of old books in the corner of my school library that caught my attention due to bold book cover. I picked the book up and read The Hardy Boys, The Tower Treasure. It was something about the cover that stuck with me. Before I even opened the book, the fact that the two boys on the cover seem like they were close to my age gave me some added interest in the book. I became a huge fan of the book series after I read that first book, and was the only books I really read around this time. For some reason, the articles in sports magazine kept my attention more than books that were considered appropriate for my age. Due to my Father’s excessive interest in sports, I was able to grasp on to the vocabulary associated with most sports at a younger age than most. I feel my desire and interest in writing grew dim once I reached middle school and had to write about stories and novels I did not find interesting, causing me not to actively read these books in the first place. That feeling of being distant from the material covered in my middle school classes carried over into high school and it did not help that I had the same strict English teacher for all four years of high school. Mrs. McCullough was the toughest teacher I have ever had. Not only because she was teaching the subject I found the hardest, but because she made sure she was going to get one hundred percent out of all of her students. I can remember the numerous times I turned in a paper that was simply not the best she thought I could do and she made sure that I knew that. I ended up doing pretty good in these English classes, which goes back to how Mrs. McCullough ran her class. While I may have had a struggle with literary reading and writing for some time, I have had a serious interest in math and truly  enjoyed understanding the language associated with it. Math has always been my strongest subject and throughout the years I have been able to understand the terms associated with it. There were times in my AP Statistics class where when some of my fellow classmates and I were trying to solve a problem, and the sentence would not have been comprehended by someone who was not in that class. That has always been a topic where I could fluently speak on whatever issue was a concern. At the high school I attended, every senior is required to write a senior exit paper where they state their stance regarding abortion, with an explanation of their stance. This paper was worth over forty percent of the final grade and was the first serious paper I ever had to type. All papers previous to this one I would be able to sort of breeze through them depending on the length and topic of the paper, but this one required some serious work. This paper was for the same English teacher I mentioned earlier, who made this paper an annual piece of work for seniors. Having graded many papers regarding this topic over the years, she knew what each paper must contain to receive a certain grade. I struggled for weeks and weeks trying to figure out how things were going to work out regarding this paper. Working on that paper my senior helped me make my personal work more personal. Before that paper, I would just zoom through my papers because most of the time the objective of the paper was straightforward. Having to really put forth the effort to receive a good grade helped me to express what I felt personally on paper more effectively. This process is the main thing that helps me when the constant struggle of composing college papers. There are times where I know what I want to say, just do not have the proper way of putting on the paper. I feel that struggle in itself speaks excessively about the world of literacy. There are people in this world who are experts in their specific field of work that could show you how things work using their own adaptive terminology compared to if you were to read up on it on your own. Literacy is something that has been around before it was given a name and will always be as long as there is a need for living beings to communicate on this planet.

A Reason Of The Native American Extinction - Free Essay Example

Sample details Pages: 3 Words: 797 Downloads: 9 Date added: 2019/04/15 Category History Essay Level High school Tags: Christopher Columbus Essay Did you like this example? Christopher Columbus background Christopher Columbus was a wool merchant, was born in Genoa, Italy who was born around 1451. When he was a teenager he got a job on a merchant ship. He remained at seeing until 1470 when French privateers attacked his ship as it sailed north along the Portuguese coast. The boat sank and Christopher Columbus floated on a piece of wood. He then ended up in Lisbon, where he studied mathematics, astronomy, cartography, and navigation. In the back of his mind was a storm brewing that would change the world forever. Christopher sailed to Northern America in 1842. When he arrived he was met by American Indians. Spanish and Portuguese explorers were in the south so English explorers focused on North America. A new world Christopher Columbus first sailed to the Americans in 1742 in hopes of reaching India to trade with them. He was intrigued by the hopes of reaching the rich lands of India by not traveling around the whole continent but by going across the globe. He had trouble convincing royalties to accept his ideas. His idea was finally granted when he was in Spain and asked the Royals. Spain wanted to get ahead in the race to India because of the tall tales about their wealth. Don’t waste time! Our writers will create an original "A Reason Of The Native American Extinction" essay for you Create order First Colony La Navidad was the first European encampment established when one of Christopher Columbuss ships hit a coral reef and sunk. Christopher Columbus left 39 men. He packeted with the local shift to let the men stay there until he returned. Colobus entrusted his cousin Diego de Arana with running the settlement. The goal was to collect gold and wait for colobus to return. When Christopher Columbus and his new fleet returned the encampment was found burned and all men were killed. The personal belongings were found in local tribes homes. The chief said other tribes buried it. To the contrary, the chiefs mans brother said La Navidad went in search of women and mistreated them to there personal gains. Later evidence proved the people of La Navidad fought between themselves talking as much gold and women as they could. The camp was set alight after the tribes retaliated. La Navidad was believed to be located in Haiti. Columbus brought back many things from his first trip. He had to bring back items to prove that the Americas were worth exploring and by exaggerating the richness he would become more famous. One important thing Christopher Columbus brought back was twelve kidnapped Native Americans, two escaped. Christopher also brought back small amounts of gold, native birds, and plants to show the richness of the land. Later the people of Ontario(where La Navidad was)were extinct from enslavement and disease. Columbuss second voyage was in 1493 with a fleet of 17 ships and twelve hundred men and supplies to permanently establish colonies. The logistics of the second voyage where huge because they had to bring cattle, sheep, and horses. On board were priests, farmers, and soldiers. One of Christopher Columbuss goals on his second journey was to convert the nativist Christians. He stopped and explored many islands, Christopher captured and kidnapped many women. He brought back thirty Native American slaves and their chief who died on board. Colobus was having governing issues, he was mentally and physically exhausted. He has arthritis and his eyes had ophthalmia. He sent two ships to Spain asking the royal commissioner to help him give the colonies. The royal government handed all the power over to Francisco de Bobadilla. When numerous complaints from returning settelers because of mismanagement Columbus and his brothers were put in jail. Disease The main diseases that impacted the Native American people were Smallpox, Plague, Chicken Pox, Cholera, The Common Cold, Diphtheria, Influenza, and Malaria. Diseases is a huge reason why some Native American tribes died out.Native Americans had not been exposed to these illnesses there immune system was weak and sick people were not quarantined do diseases spread quickly. Some researchers believed since Native Americans did not domesticate animals they were not exposed to some of the sicknesses. Some native American tribes though because they were not Christian they were being punished. This belief came up because the Europeans were not getting sick. Native Americans had this belief that if they took a sweat bath. Trading Lasting effects Christopher Columbus was an influential person in shaping history. He did not discover America but he was the person who started decades more of exploration. Without Christopher Columbus, the world would have been a very different place. Native Americans might be the leading race in the Americas or disease later wiped out more of the Native Americans. Besides the controversial things Christopher Columbus did, he brought extinction to many groups of people. He opened the gate for many great explorations to America.